Axios Risk Solutions

Auto insurance policy provides financial protection against claims brought against you and losses that arise from accidents involving your vehicle.

 

COVERAGE COMMONLY AVAILABLE:

 

• Bodily injury liability – to cover accidental injuries to third parties.

• Property damage liability – to cover accidental damage to third party property.

• Medical payment or personal injury protection – to cover injuries to the driver and any passenger in your vehicle. It may also pay for loss of wages as a result of injuries sustained in the accident.

• Collision – to cover damage to your vehicle in an accident.

• Comprehensive – to cover all other damage to your vehicle including theft, and damage from fire, hail, flood, and vandalism.

• Uninsured Motorist – insurance for when you are in an accident with a driver or an owner whose vehicle is not insured.

 

ADD ON COVERS:

 

• Roadside assistance – as the name implies, it will cover roadside assistance including towing charges.

• Rental reimbursement – to reimburse you for the cost of renting a vehicle when the insured vehicle has been in an accident or is in repairs after an accident.

• Gap insurance – to cover the difference between the car’s cash value and what you still owe on a lease. If you lease or rent your vehicle or your vehicle is fairly new, it is advisable to buy this and additional coverage that are available to you.

• Excess Policy - This is not part of the auto insurance policy. It is a separate policy, which is advisable to buy if multiple people drive your vehicle(s) on a regular basis. The excess policy pays in excess of the limits on your car insurance. It can also be excess over other policies' limits, such as your homeowners’ policy, or renters’ policy if you have them.

 

Note: Ensure your policy have the right coverage prior to a loss. Call us (404) 480-0272